“If only I could stop spending money on stuff I don’t need, I would buy so many useful things!” If you’ve ever thought this, then this article is just for you.
We at Acrosoft found this know-how quite impressive. Here it is!
It’s pretty easy: you have to “zero out“ the unspent money every evening. For instance, you decided to ”zero out” to one zero. In the evening you have:
- $532 in cash
- $2,425 available on your bank card
What you should do: Subtract the last digit from each number to get a zero at the end. It’s easier to “zero out” cash into a piggy bank, and you may use a savings account or any other bank account to transfer the money from your card.
You may also “zero out” to more zeros. For example, to two:
Save everything that’s left over before payday — “zero out” one more time at the end of the month. For instance, you still have $300 in cash and $1,000 in the bank — just move it to your savings account.
Advantages of this method:
- You know how much money you have every morning, and it’s always a round number.
- You start to control your spendings and stop buying crap.
- Most importantly, you actually save money!